SHIP provides assistance in repairing homes to correct code deficiencies and/or health and safety issues posing a threat to the safety of the residents. If a home would be too expensive to rehabilitate or had hidden damage, that was uncovered during the rehabilitation inspection, then it may be considered for replacement. If eligible, the existing home would then be demolished and a new home would be constructed on the same lot.

To be considered for the program, a "Request for Consideration" form must be completed. The form will be reviewed and an inspector will call to schedule an appointment to inspect the home. SHIP requires that an applicant fall into the very-low or low income category, with preference given to the very-low applicants.

1

$19,800

$31,700

2

$22,650

$36,250

3

$25,450

$40,750

4

$28,300

$45,300

5

$30,550

$48,900

6

$32,850

$52,550

7

$35,100

$56,150

8

$37,350

$59,800

Rehabilitation - up to $35,000
Replacement - up to $189,682 (The applicant must be the homeowner and the deed must be in the homeowners name only.)

Selection criteria for awarding SHIP funds to eligible households is based on the priority of need. Priority will be given to very low income applicants, seniors, and housing retrofit for the disabled. Awards are contingent upon income verification and the following criteria:

1. The home to be repaired must be located in Flagler County.

2. The applicant must be the homeowner and the deed must be in the homeowners name only.

3. The applicant must not be delinquent on any real property tax owed to Flagler County.

4. The owner must reside in the home year round as indicated by Homestead Exemption.

5. Home must be covered by property insurance.

Selection criteria for awarding SHIP funds to eligible households is based on priority of need. Priority will be given to very low income applicants in the following order: disabled and/or handicapped head of household; participants over 62 years of age; participants with 5 or more family members; participants with four or less family members. Awards are contingent upon income verification and the following criteria:

1. The home must be located in Flagler County

2. The applicant must not be delinquent on any real property tax owed to Flagler County.

3. The applicant must not be delinquent on any real property tax owed to Flagler County.

4. Home must have been occupied by the owner/applicant for the past 3 years at the time of application.

5. Home must be covered by property insurance.